Understanding Lending Fees
Most Americans need to borrow money at some point in their lives. Debt can be a useful tool, but it can easily get out of control. Learn about debt and credit so you can make wise financial decisions.
- Basics of borrowing
- Credit cards
- Student loans
- Consumer protections
Available Formats
Pocket guide
Pocket Guide
- What Are Lending Fees?
- The Basics of Borrowing Money
- Types of Loans
- Interest Rates
- Can I Borrow Money?
- Your Credit Report
- Risk-Based Pricing
- Getting Credit for the First Time
- Your Rights
- Consolidation
- Prohibited Lending Practices
- Credit Discrimination Warning Signs
- Predatory Lending
- Payday Loans
- Credit Cards
- Credit Card Agreement
- Fees
- Interest
- How Interest Is Charged
- Interest Rate Changes
- Deferred Interest
- Paying Down Your Balance
- How Do I Shop for a Credit Card?
- Credit Cardholders Bill of Rights
- Paying for School
- Federal Loans
- Borrow Only What You Need
- Non-Loan Options
- Private Loans
- Other Types of Loans
- Student Loan Action Guide
- Federal Loans vs. Private Loans
- Consumer Credit Protection Act
- Truth in Lending Act
- Fair Credit Billing Act
- Consumer Leasing Act
- The Fair Credit Reporting Act
- Equal Credit Opportunity Act
- Military Members
- Servicemembers Civil Relief Act
- Military Lending Act
- Glossary
- Resources
- Pages: 44
- Physical Size: Pocket Guide 44-00 3.75" x 5.5"
- Product Code: 01-0229-000-01
- ISBN: 978-1-62350-000-9
Pamphlets
Pamphlets
- Physical Size: Flyer 8.5" x 11"
- Product Code: 08-0029-000-01
Wallet card![]()
Wallet Card
- Pages: 2
- Physical Size: Wallet Card 8 PAN
- Product Code: 15-0047-000-01
Magnet
Magnet
- Physical Size: 0.035 Magnet Rectangle 3.5" x 5.5"
- Product Code: 19-0006-000-01
Poster
Poster
- Physical Size: Laminated Poster MC 3.75" x 5.5"
- Product Code: 11-0014-000-01
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